Category Archives: Articles


Do I need a Conveyancer or Solicitor for my Property Transaction?

Lawyer or ConveyancerWhen buying or selling a property in England and Wales you need a property lawyer to act on your behalf — either a solicitor or a Licensed Conveyancer. So which should you choose?

The Difference Between Solicitors and Licensed Conveyancers

Both conveyancers and solicitors are fully regulated and insured. Solicitors are regulated by the Solicitors Regulatory Authority. The Council for Licensed Conveyancers regulates Licensed Conveyancers. Both follow similar conveyancing practices and procedures.

Most property solicitors take on other cases like matrimonial or personal injury work as well as conveyancing services. So they are often in Court or out of the office which can be frustrating for clients trying to contact them. The few who specialise in conveyancing and join the Law Society Quality Standard, are comparable to Licensed Conveyancers.

Licensed Conveyancers are specialist property lawyers. Most focus on residential conveyancing, although a few take on commercial property and probate work. All Licensed Conveyancers are office based, so are easy to contact at all times.

How to Choose a Solicitor or Conveyancer to Buy or Sell a House

When choosing a Licensed Conveyancer or solicitor, you need to consider several factors. Naturally, these include price — but quality of service can vary, and is often more important.

Why Quality of Service Matters in Conveyancing

Buying or selling a property can be stressful. After all, it’s often one of the largest financial transactions you ever undertake. So for peace of mind, you need to be sure that you’ll get the best possible service. Online reviews are one of the easiest ways to check this.

Licensed Conveyancers and solicitors come in all shapes and sizes, from sole practitioners to multi partnered companies. Some offer very basic conveyancing services using slow postal services. More modern conveyancing practices use state of the art case management systems, with online case tracking. These let you check on your transactions 24 hours a day, 7 days a week.

Are Licenced Conveyancers Cheaper?

Solicitors’ conveyancing costs are similar to those charged by Licensed Conveyancers. Still, average conveyancing fees charged by Licenced Conveyancers do tend to be slightly cheaper.

Whilst low cost conveyancing quotes can seem tempting, be careful. Low quality conveyancing services can increase the stress of buying or selling property. So look for firms with dozens of positive personal testimonials, not just a few good reviews.

Choose the Highest Standards of Service with Property Transaction

Insurance and regulations make it hard to convey your own property in England or Wales. So, you’ll need either a Licensed Conveyancer or a solicitor to help. Which you choose is up to you — just make your decision carefully.

Property Transaction is an experienced team of Licensed Conveyancers. We can act for you to ensure your property purchase, sale or remortgaging goes smoothly. We offer professional, reliable, cost effective conveyancing services. So, get an instant online conveyancing quote here or contact us today for more assistance.


What is Conveyancing ?

Conveyancer

What is a Conveyancer?

The term conveyance refers to the legal transfer of ownership of a property from one person to another by document – such as a mortgage, deeds or lease. Conveyancing also involves the creation of a mortgage on a property where applicable.

Make Conveyancing Easier with our Fast Online Conveyancing Services

The process can be time consuming and complex – especially if you’re not familiar with the steps and terminology. When buying a property you need to make sure that you have a good title. This involves making sure the seller really is the land/property owner, has the right to sell the property and that there is no factor which would prevent a re-sale or mortgage.

A Licensed Conveyancer can handle all of this and more for you, removing the stress and hassle from your shoulders. Moving house is stressful enough after all!

Our online conveyancing services will act on your behalf (on your instruction) to handle the conveyancing process for you. Our team of Licensed Conveyancers specialise in this line of work and are always available for you to contact. You’ll be provided with their phone number and email address so that contacting them is easy – and there’s no need to go out of your way to come down to our offices for a chat.

Quick Conveyancing Quotes in Less Than 10 Seconds

As specialist property lawyers, we focus on providing award-winning conveyancing services for buying, selling and remortgaging residential properties in the UK.

To find out how much our online conveyancing service could save you, get a quick conveyancing quote in less than 10 seconds. There are no hidden fees and no catches.


The Property Conveyancing Process: A Buyer’s Step by Step Guide

Most people choose a solicitor or conveyancer to carry out the conveyancing process. For more information on this take a look at ‘Do I need a conveyancer or a solicitor for my property transaction?

Although it is possible to take care of the conveyancing process yourself it is complicated and can be confusing, and for this reason many people choose a conveyancer instead. Often your estate agents will recommend a property conveyancer, but these are likely to be commission based and could cost you more money. It is best practice to get a quick conveyancing quote off these and shop around for the best price.

Look for Conveyancing Cost and Service

When you’ve found a property conveyancing service you’re happy with, you need to instruct them to do your property conveyancing for you. Your appointed conveyancer will then draw up their terms of agreement with you, and contact the seller’s conveyancer or solicitor to confirm they have been instructed to act on your behalf and request a copy of the draft contact and other details such as the property title, for example. Your conveyancer will then run through the details with you to make sure everything is covered.

Your property conveyancer will examine the contract when it has been received and go through it with you, so you can raise any queries with the seller. Legal searches on the property will also be completed by your conveyancer, which may detect factors you were unaware of, including: flood risk, water authority searches, checking the title register and more. You then need to get your mortgage in place; your property conveyancer will need a copy to go through the details. Before signing the final contract your conveyancer will need to ensure that:

  • All enquiries have been returned and are as expected
  • A completion date has been agreed between the two parties, usually 4 to 12 weeks after the exchange of contracts
  • The fixtures and fittings as listed in the inventory list are all still there and have not been damaged
  • You have agreed a deposit with the seller’s solicitor/conveyancer

Your property conveyancer will then exchange contracts for you; this is usually done over the phone by reading the contracts aloud to make sure they are exactly the same. When the contracts have been exchanged you are in a legally binding contract to buy the property – if you drop out for any reason you will lose your deposit or 10% of the price of the property.

Fast, Convenient and Efficient Property Conveyancing

You should then organise the moving process; in most cases it is around this time you will need to pay your conveyancer’s fees. With Property Transaction you can get a quick conveyancing quote in less than 10 seconds – and it’s guaranteed to be great value with no compromise on service. When you choose our conveyancing services you’ll be assigned your own dedicated conveyancer who you can contact by phone or email – saving you the hassle and inconvenience of visiting us in person.

For a fast and efficient property conveyancing service talk to Property Transaction today or get a quick conveyancing quote.


The Conveyancing Process For Buyers – Explained

Step 1 – The Initial Conveyancing Stages
Choosing a Solicitor/Conveyancer – There are several options when searching for your legal representation; you can look online, use your estate agent’s or mortgage broker’s recommended conveyancer or you can use a traditional high street solicitors. Each home buyer will have their own preferences on the type of conveyancing service that they prefer to experience and at what cost, but generally speaking, the best value for money is found online.

Once you have chosen and ‘instructed’ your solicitor or conveyancer you will receive their initial documentation, detailing their terms of service and the costs estimate for your transaction. At this point the conveyancer will write to the seller’s conveyancer confirming their instruction and requesting draft contracts and any other required documents such as the property title.

Step 2 – Legal Process:
Raising Enquiries – Your conveyancer will go through and examine both the contracts and supporting documentation in order to raise enquiries with the seller’s conveyancer. Standard basic enquiries can include:

  • Requesting a copy of the Energy Performance Certificate
  • Requesting a copy of the Latest Water Statement
  • Requesting a copy of the Planning and Buildings Regulation Certificate, should there have been any alterations to the property since construction.
  • Every property is different and therefore the type and number of enquiries raised can vary greatly

Searches – Surveys and Estate Agents usually cannot tell you everything about a property and in order to ensure that any potential issues are uncovered, your conveyancer will conduct a set of property searches, these include:

  • Local Authority Searches: The most common type of search via the local Council. Are there any building plans near your property? Are the roads adopted?
  • Environmental Search: Usually via the Environment Agency. This will highlight for example if your property is on a flood plain or on considered contaminated land
  • Water and Drainage Search: Where does your water supply come from? Are there any public drains within your property boundary which could hinder future building works?
  • Other searches: Depending on the location of your property, further searches may be required or advised by your conveyancer. For example, a Tin Mining Search in Cornwall or a Coal Mining Search in South Wales or Yorkshire.

Mortgage – The majority of buyers will need to secure a mortgage to purchase a property. Your lender will arrange a mortgage valuation for their security. After this and the relevant surveys are carried out then your conveyancer will receive a copy of the mortgage offer to review the conditions. Lastly, your mortgage lender will require you to obtain buildings insurance for the property as you are legally responsible for it once contracts have been exchanged.

Signing of the Contracts – In order for you to be ready to sign contracts, your conveyancer will have ensured that:

  • All enquiries raised have been sufficiently replied to and satisfied
  • The fixtures and fittings included with the property are as expected
  • A completion date has been agreed with the vendor – this can be simultaneous with the exchange or up to an indefinite time afterwards, usually around 2-4 weeks
  • That you have arranged to transfer the deposit monies to your conveyancer

Exchanging Contracts – The vendor and yourself will agree a date and time to exchange contracts. Your conveyancer will handle this for you along with the vendor’s counterpart. Once this has completed, you will have a legally binding contract to buy this property with the moving date set. If you pull out after this stage, you will lose any deposit monies paid plus you will be liable for any other contractual obligations. The vendor is legally bound to sell the property and cannot accept another offer or refuse to sell after this point without being in breach of contract and potentially facing further legal action.

Between Exchange and Completion – Your conveyancer will register your interest in the property, allowing them 30 days to complete the application to the Land Registry in order to transfer the deeds into your name. Both the vendor and yourself will make moving arrangements and your conveyancer will send you the final statement of account which will need to be settled with your conveyancer before the day of completion.

Completion – Once the vendor’s conveyancer has confirmed the receipt of all necessary funds then the keys will be released by the estate agent and you will be free to move in.

Post Completion – The loose ends for the conveyancer:

  • Paying the stamp duty
  • Ensuring all legal documents confirming the purchase of the property are received
  • Ensuring the mortgage lender has a copy of the updated title deeds
  • Settling their final bill with yourself

At Property Transaction we provide a convenient conveyancing process using telephone and email communication and an online tracking tool – so you can stay up to date with the process of your transaction 24 hours a day, 7 days a week. Your dedicated conveyancer will be your point of contact, saving you the hassle and inconvenience of calling into our premises. Offering fast online conveyancing quotes in less than ten seconds and competitive pricing, Property Transaction should be your first port of call when it comes to online conveyancing.

For more information about our property conveyancing services please feel free to give us a call. By doing so you are under no obligation to instruct us.


Why do you need a Conveyancer ?

Conveyancing is the transfer of legal title from one person to another. The conveyancing process is designed to ensure that the buyer secures title to the land together with all the rights that run with the land, being notified of any restrictions in advance of purchase.

With the increase in the amount of online resources available, more people are looking to do the conveyancing themselves. However, we advise against DIY conveyancing as it comes with many potential pitfalls to watch out for.

How can a professional Conveyancer help?

A property lawyer (Licenced Conveyancer or Conveyancing Solicitor) can handle the legal aspect of the property transaction for you. They specialise in conveyancing and have a wealth of experience and knowledge to draw upon which will help them to spot potential problems before they arise. These include:

  • Issues relating to boundaries exposed by plans of the property
  • Paperwork not registered properly
  • Clauses in contracts included by other parties
  • Potential fraud issues if the property transfer is used as a front for an illegal transaction

Without an experienced Conveyancer guiding you, you might find yourself in trouble. For example, if your property is built over a sewer without your knowledge, the water board may need to demolish your house to gain access to the sewer. Now that’s an extreme example, but it has happened to homeowners in the past. Without an experienced Conveyancer advising you, you might be buying a property over a sewer without your knowledge. Conveyancers also have indemnity insurance that will protect you from financial losses in circumstances such as this.

A conveyancer would be required by law to hold valid indemnity insurance. This protects you from a financial loss in certain conditions such as a defective lease, bureaucratic problems with other lawyers and mortgage companies, lack of planning permission or building regulations consent, absentee landlord and a number of leasehold issues. Residential conveyancing can be a real battleground at times with various parties involved who may have conflicting interests, using a fully insured Conveyancer protects you from any of these unfortunate circumstances.

Another important consideration is the fact that all conveyancers and solicitors are governed by either the Council of Licensed Conveyancers or the Solicitors Regulation Authority. This means that should any problems arise, you always have the confidence that a legal recourse of action is available and your issues can be looked at by a higher authority.

As mentioned previously, residential property conveyancing can be a battle at times, with a large amount of complex paperwork that needs to be processed correctly and in the right order to successfully transfer a title that is good and valid. With all the hassle and stress involved with moving house to begin with, perhaps it’s best to leave the complex procedures of conveyancing to the professionals who have the time, resources and knowledge to handle these tasks effectively.

Contact Property Transaction for more details

At Property Transaction we provide effective, efficient and online conveyancing services for anybody looking to transfer the title from one person to another, within the shortest timeframe possible and with full assurance that all aspects of the transaction are carefully checked to ensure that no problems will arise.

Our friendly advisers can explain how everything works for you – in a language that is simple to understand and free from jargon or technical terms, providing a free conveyancing quote online with no obligation to use our services.  Call our experts who will be happy to provide you with further details and advice to help you get through this difficult and often stressful time.


Why Choose Online Conveyancing Services ?

If you’re looking for conveyancing services you have several options available to you. Many high street solicitors offer conveyancing services while most estate agents have their own companies that they can refer you to. However, in this fast paced day and age where time is money, online conveyancing services are often the cheapest and most convenient choice for most people.

When it comes to property conveyancing you naturally want the process to run as quickly and smoothly as possible. With online conveyancing services you can easily track the progress of your transaction online and contact your dedicated conveyancer via phone or email. If you choose a high-street solicitor for your property transaction, they won’t have the online security or online identification procedures. Therefore you would have to take time out of your day to go down and physically see them – and they might not even be available.

Convenient and Hassle Free Online Conveyancing Services

With Property Transactions recommended conveyancers you can rest assured that the conveyancing process is in professional, capable hands. When you instruct us to act on your behalf you’ll be given the direct contact details for your conveyancer so you can get in touch with them at any time of day for an update on your property transaction. You’ll also get access to our online tracking tool, which is available 24/7 for you to view your case.

Competitive and Affordable Conveyancing Quotes

Of course, one of the most common reasons that people opt for online conveyancing services is for the price.
Online conveyancing and the influx of Conveyancing Firms have made the industry very competitive, lowering the average cost of conveyancing.

Like with many things in life, with conveyancing, you get what you pay for; so although price is important, be wary of choosing cost over service. With Property Transaction there’s no need to be torn between the two; we offer competitive conveyancing services at competitive prices that in no way compromises the service you’ll receive. We are dedicated to providing an outstanding service and spend as much time training our team on customer service as we do on conveyancing.

So what are you waiting for? Get a quick conveyancing quote in less than ten seconds and see how little our online conveyancing services could cost you. If you would like more information or to talk to a member of our team, please feel free to give us a call.


Looking for a Fast Conveyancing Quote?

At Property Transaction we understand that you want the conveyancing process to be as smooth and fast as possible. You’ve got a home to buy, sell or improve! That’s why we offer a fast conveyancing quote in less than ten seconds with absolutely no obligation to instruct us – it’s purely for your own research. We’re confident that our competitive prices and fast conveyancing service will be enough for you to see why you should choose us, but here’s a few more facts about our company and why we’re a leading conveyancer online…

Why are We the Leading Online Property Conveyancing Service?

• Personalised fast conveyancing quotes
• You’ll get your own dedicated property conveyancer who you’ll be able to get in touch with by phone or email throughout the conveyancing process
• Online case tracking so you can stay up to date with the progress of your transaction, 24 hours a day, 7 seven days a week
• Fantastic offers from money off to unbelievably competitive prices that you won’t find anywhere else
• Excellent, attentive and fast service every time
• No move no fee
• We work with 99% of UK mortgage lenders

Our fast property conveyancing service assures you’ll be in your new home as quickly as possible and with an array of ways to communicate with us you’ll always be fully in the know of what’s going on. We’re currently offering a 10% discount on legal fees for first time buyers – and with the property market surging there really is no better time to step onto the property ladder.

Get a Fast Conveyancing Quote in Less Than 10 Seconds!

So if you’re looking for a fast conveyancing quote with unrivalled service you’ve come to the right place. Use our conveyancing quote calculator for a fast personalised quote, and please feel free to contact us with any queries or for more information.


Get Your Free Quote
1. I am looking to...
2. Purchase details...
Is this a second or investment property purchase?
Are you a first time buyer?
2. My property details...
2. My property details...
3. Purchase details...
Is this a second or investment property purchase?
2. Remortgage details...

(The amount you are borrowing from your new lender)

Need help? Call our award-winning support team 03304 450567