What is Conveyancing ?

The term conveyance refers to the legal transfer of ownership of a property from one person to another by document – such as a mortgage, deeds or lease. Conveyancing also involves the creation of a mortgage on a property where applicable.

Make Conveyancing Easier with our Fast Online Conveyancing Services

The process can be time consuming and complex – especially if you’re not familiar with the steps and terminology. When buying a property you need to make sure that you have a good title; this involves making sure the seller is the land/property owner, has the right to sell the property and that there is no factor which would prevent a re-sale or mortgage. A Licensed Conveyancer can handle all of this and more for you, removing the stress and hassle from your shoulders. Moving house is stressful enough after all!

Our online conveyancing services will act on your behalf (on your instruction) to handle the conveyancing process for you. Our team of Licensed Conveyancers specialise in this line of work and are always available for you to contact; you’ll be provided with their phone number and email address so that contacting them is easy – and there’s no need to go out of your way to come down to our offices for a chat.

Quick Conveyancing Quotes in Less Than 10 Seconds

To find out how much our online conveyancing service could save you, get a quick conveyancing quote in less than 10 seconds. There are no hidden fees and no catches.

The Property Conveyancing Process: A Buyer’s Step by Step Guide

Most people choose a solicitor or conveyancer to carry out the conveyancing process. For more information on this take a look at ‘Do I need a conveyancer or a solicitor for my property transaction?

Although it is possible to take care of the conveyancing process yourself it is complicated and can be confusing, and for this reason many people choose a conveyancer instead. Often your estate agents will recommend a property conveyancer, but these are likely to be commission based and could cost you more money. It is best practice to get a quick conveyancing quote off these and shop around for the best price.

Look for Conveyancing Cost and Service

When you’ve found a property conveyancing service you’re happy with, you need to instruct them to do your property conveyancing for you. Your appointed conveyancer will then draw up their terms of agreement with you, and contact the seller’s conveyancer or solicitor to confirm they have been instructed to act on your behalf and request a copy of the draft contact and other details such as the property title, for example. Your conveyancer will then run through the details with you to make sure everything is covered.

Your property conveyancer will examine the contract when it has been received and go through it with you, so you can raise any queries with the seller. Legal searches on the property will also be completed by your conveyancer, which may detect factors you were unaware of, including: flood risk, water authority searches, checking the title register and more. You then need to get your mortgage in place; your property conveyancer will need a copy to go through the details. Before signing the final contract your conveyancer will need to ensure that:

  • All enquiries have been returned and are as expected
  • A completion date has been agreed between the two parties, usually 4 to 12 weeks after the exchange of contracts
  • The fixtures and fittings as listed in the inventory list are all still there and have not been damaged
  • You have agreed a deposit with the seller’s solicitor/conveyancer

Your property conveyancer will then exchange contracts for you; this is usually done over the phone by reading the contracts aloud to make sure they are exactly the same. When the contracts have been exchanged you are in a legally binding contract to buy the property – if you drop out for any reason you will lose your deposit or 10% of the price of the property.

Fast, Convenient and Efficient Property Conveyancing

You should then organise the moving process; in most cases it is around this time you will need to pay your conveyancer’s fees. With Property Transaction you can get a quick conveyancing quote in less than 10 seconds – and it’s guaranteed to be great value with no compromise on service. When you choose our conveyancing services you’ll be assigned your own dedicated conveyancer who you can contact by phone or email – saving you the hassle and inconvenience of visiting us in person.

For a fast and efficient property conveyancing service talk to Property Transaction today or get a quick conveyancing quote.

Why the Right Conveyancer is So Important ?

The purpose of a conveyancer is to ensure that buyers end up with a property they are happy with, has no unknown restrictions, and will sell without difficulty when the time comes. Catering to the needs of both the buyer and the seller, conveyancers have a huge amount of work to oversee which must be checked and double checked to ensure it is absolutely correct and that nothing is missed.

Conveyancers Must Be Thorough and Efficient

Understandably this takes time, because if anything is missed it could lead to dire consequences down the line for everyone involved. Yet the increasing demand in the property market and pressure to complete the property transactionas soon as possible has led to a number of conveyancers submitting the Certificate of Title to a lender before all other relevant checks have been completed to the satisfactory standard. A case in 2014 of Santander vs R.A. Legal occurred for exactly this reason – and because it is the fault of the conveyancer for not waiting for the results of other checks before submitting the Certificate of Title, they are in the wrong. In this case, Santander won.

When looking for a property conveyancer with the fastest possible transaction time, keep the above in mind. The speed of the transaction isn’t the most important thing; it’s making sure everything is carried out correctly to the highest standard – and that’s what our conveyancers offer here at Property Transaction.

online conveyancing services

Unlike conveyancers at solicitors offices that get pulled into other legal issues and conveyancers from estate agents that could charge you over the odds for their services, our conveyancers provide a dedicated, competitively priced conveyancing service that is wholly centred on the buyers’ and lenders’ requirements.

Professional and Competitive Online Conveyancing Services

Our property conveyancing services are carried out online, over the phone and via email so there is no need to take time out of your busy schedule to call down to our offices; you can track your property transaction online 24 hours a day, and you have the direct contact details of your dedicated conveyancer who will be handling your transaction. Our chosen conveyancers provide a fast, efficient and smooth conveyancing service without cutting corners – so you can be assured that you’re investing in the best online conveyancing service in the UK without compromising anything.

Get a conveyancing quote cost estimate from us in less than ten seconds! Simply fill in your details for a no obligation quote of our conveyancing services – and if you would like more information please don’t hesitate to call us.

The Conveyancing Process For Buyers – Explained

Step 1 – The Initial Conveyancing Stages
Choosing a Solicitor/Conveyancer – There are several options when searching for your legal representation; you can look online, use your estate agent’s or mortgage broker’s recommended conveyancer or you can use a traditional high street solicitors. Each home buyer will have their own preferences on the type of conveyancing service that they prefer to experience and at what cost, but generally speaking, the best value for money is found online.

Once you have chosen and ‘instructed’ your solicitor or conveyancer you will receive their initial documentation, detailing their terms of service and the costs estimate for your transaction. At this point the conveyancer will write to the seller’s conveyancer confirming their instruction and requesting draft contracts and any other required documents such as the property title.

Step 2 – Legal Process:
Raising Enquiries – Your conveyancer will go through and examine both the contracts and supporting documentation in order to raise enquiries with the seller’s conveyancer. Standard basic enquiries can include:

  • Requesting a copy of the Energy Performance Certificate
  • Requesting a copy of the Latest Water Statement
  • Requesting a copy of the Planning and Buildings Regulation Certificate, should there have been any alterations to the property since construction.
  • Every property is different and therefore the type and number of enquiries raised can vary greatly

Searches – Surveys and Estate Agents usually cannot tell you everything about a property and in order to ensure that any potential issues are uncovered, your conveyancer will conduct a set of property searches, these include:

  • Local Authority Searches: The most common type of search via the local Council. Are there any building plans near your property? Are the roads adopted?
  • Environmental Search: Usually via the Environment Agency. This will highlight for example if your property is on a flood plain or on considered contaminated land
  • Water and Drainage Search: Where does your water supply come from? Are there any public drains within your property boundary which could hinder future building works?
  • Other searches: Depending on the location of your property, further searches may be required or advised by your conveyancer. For example, a Tin Mining Search in Cornwall or a Coal Mining Search in South Wales or Yorkshire.

Mortgage – The majority of buyers will need to secure a mortgage to purchase a property. Your lender will arrange a mortgage valuation for their security. After this and the relevant surveys are carried out then your conveyancer will receive a copy of the mortgage offer to review the conditions. Lastly, your mortgage lender will require you to obtain buildings insurance for the property as you are legally responsible for it once contracts have been exchanged.

Signing of the Contracts – In order for you to be ready to sign contracts, your conveyancer will have ensured that:

  • All enquiries raised have been sufficiently replied to and satisfied
  • The fixtures and fittings included with the property are as expected
  • A completion date has been agreed with the vendor – this can be simultaneous with the exchange or up to an indefinite time afterwards, usually around 2-4 weeks
  • That you have arranged to transfer the deposit monies to your conveyancer

Exchanging Contracts – The vendor and yourself will agree a date and time to exchange contracts. Your conveyancer will handle this for you along with the vendor’s counterpart. Once this has completed, you will have a legally binding contract to buy this property with the moving date set. If you pull out after this stage, you will lose any deposit monies paid plus you will be liable for any other contractual obligations. The vendor is legally bound to sell the property and cannot accept another offer or refuse to sell after this point without being in breach of contract and potentially facing further legal action.

Between Exchange and Completion – Your conveyancer will register your interest in the property, allowing them 30 days to complete the application to the Land Registry in order to transfer the deeds into your name. Both the vendor and yourself will make moving arrangements and your conveyancer will send you the final statement of account which will need to be settled with your conveyancer before the day of completion.

Completion – Once the vendor’s conveyancer has confirmed the receipt of all necessary funds then the keys will be released by the estate agent and you will be free to move in.

Post Completion – The loose ends for the conveyancer:

  • Paying the stamp duty
  • Ensuring all legal documents confirming the purchase of the property are received
  • Ensuring the mortgage lender has a copy of the updated title deeds
  • Settling their final bill with yourself

At Property Transaction we provide a convenient conveyancing process using telephone and email communication and an online tracking tool – so you can stay up to date with the process of your transaction 24 hours a day, 7 days a week. Your dedicated conveyancer will be your point of contact, saving you the hassle and inconvenience of calling into our premises. Offering fast online conveyancing quotes in less than ten seconds and competitive pricing, Property Transaction should be your first port of call when it comes to online conveyancing.

For more information about our property conveyancing services please feel free to give us a call. By doing so you are under no obligation to instruct us.

What to Look for in an Online Conveyancing Service ?

Some Solicitors and Conveyancers offer a poor conveyancing service, they’re slow, inefficient and don’t offer a personal service. But how do you know if the Conveyancer you plan on using is any good? What sort of questions should you ask to ensure your Conveyancing Solicitor can provide the level of service you require?

Are they fully licensed, with full indemnity insurance?

Online Conveyancers, like Conveyancing Solicitors, are required by law to be licensed with either the Council of Licensed Conveyancers or Solicitors Regulation Authority. Always check that your online conveyancer has this accreditation to their name.

They should also possess full indemnity insurance in order to protect you from suffering a financial loss if there are any defects in the leasing agreement or title transfer.

Are they specialists in conveyancing?

Solicitors that specialise in litigation, divorce, family, employment or commercial property law rarely provide the best residential conveyancing service. Also, if the solicitors handle other aspects of law then you may struggle to get hold of them if you need to ask an important question. They could be out of the office frequently or present in court and therefore unavailable to deal with your query.

Make sure that your online conveyancer is a specialist in residential conveyancing.

Can you speak directly with your conveyancer?

Conveyancing can be quite a complex, lengthy procedure. During this process you will want to know who your point of contact is and be able to reach them, should you have any questions or require any further information.

An effective conveyancing service provider will let you speak directly with the conveyancer or solicitor who is dealing with your request. They should take ownership of the task, offering comprehensive and transparent communication to keep you informed and updated of any developments.

Any other important factors to consider?

Apart from finding a fully regulated conveyancer who is both a specialist in this field and easily contactable, there are several other features to your online conveyancing service that should be considered.

Of course you will want the lowest price for the overall service. You should also look for a provider who offers a free conveyancing quote, with no obligation to use that particular company.

Another important feature is a No Move – No Fee Policy. This means that if the deal falls down through no fault of your own you will not be left with bills to pay and no house to move into.

Our Conveyancers

Our recommended online conveyancers offer No Move – No Fee, full telephone support, 24/7 Online Case Tracking of the conveyancing procedure and friendly staff who can help you with any queries you may have. Our conveyancers offers all of the above features and more, so there’s no need to look any further for your conveyancing services.

We can provide a quick conveyancing quote for free with no obligation to use our services. We only use fully licensed conveyancers who are specialists in this field and can therefore provide a personal and efficient service.

Property Transaction can help guide you through every stage in the process and explain how everything works in a language that is simple to understand and free from jargon. Contact us today for more details.

Why do you need a Conveyancer ?

Conveyancing is the transfer of legal title from one person to another. The conveyancing process is designed to ensure that the buyer secures title to the land together with all the rights that run with the land, being notified of any restrictions in advance of purchase.

With the increase in the amount of online resources available, more people are looking to do the conveyancing themselves. However, we advise against DIY conveyancing as it comes with many potential pitfalls to watch out for.

How can a professional Conveyancer help?

A property lawyer (Licenced Conveyancer or Conveyancing Solicitor) can handle the legal aspect of the property transaction for you. They specialise in conveyancing and have a wealth of experience and knowledge to draw upon which will help them to spot potential problems before they arise. These include:

  • Issues relating to boundaries exposed by plans of the property
  • Paperwork not registered properly
  • Clauses in contracts included by other parties
  • Potential fraud issues if the property transfer is used as a front for an illegal transaction

Without an experienced Conveyancer guiding you, you might find yourself in trouble. For example, if your property is built over a sewer without your knowledge, the water board may need to demolish your house to gain access to the sewer. Now that’s an extreme example, but it has happened to homeowners in the past. Without an experienced Conveyancer advising you, you might be buying a property over a sewer without your knowledge. Conveyancers also have indemnity insurance that will protect you from financial losses in circumstances such as this.

A conveyancer would be required by law to hold valid indemnity insurance. This protects you from a financial loss in certain conditions such as a defective lease, bureaucratic problems with other lawyers and mortgage companies, lack of planning permission or building regulations consent, absentee landlord and a number of leasehold issues. Residential conveyancing can be a real battleground at times with various parties involved who may have conflicting interests, using a fully insured Conveyancer protects you from any of these unfortunate circumstances.

Another important consideration is the fact that all conveyancers and solicitors are governed by either the Council of Licensed Conveyancers or the Solicitors Regulation Authority. This means that should any problems arise, you always have the confidence that a legal recourse of action is available and your issues can be looked at by a higher authority.

As mentioned previously, residential property conveyancing can be a battle at times, with a large amount of complex paperwork that needs to be processed correctly and in the right order to successfully transfer a title that is good and valid. With all the hassle and stress involved with moving house to begin with, perhaps it’s best to leave the complex procedures of conveyancing to the professionals who have the time, resources and knowledge to handle these tasks effectively.

Contact Property Transaction for more details

At Property Transaction we provide effective, efficient and online conveyancing services for anybody looking to transfer the title from one person to another, within the shortest timeframe possible and with full assurance that all aspects of the transaction are carefully checked to ensure that no problems will arise.

Our friendly advisers can explain how everything works for you – in a language that is simple to understand and free from jargon or technical terms, providing a free conveyancing quote online with no obligation to use our services.  Call our experts who will be happy to provide you with further details and advice to help you get through this difficult and often stressful time.

Why Choose Online Conveyancing Services ?

If you’re looking for conveyancing services you have several options available to you. Many high street solicitors offer conveyancing services while most estate agents have their own companies that they can refer you to. However, in this fast paced day and age where time is money, online conveyancing services are often the cheapest and most convenient choice for most people.

When it comes to property conveyancing you naturally want the process to run as quickly and smoothly as possible. With online conveyancing services you can easily track the progress of your transaction online and contact your dedicated conveyancer via phone or email. If you choose a high-street solicitor for your property transaction, they won’t have the online security or online identification procedures. Therefore you would have to take time out of your day to go down and physically see them – and they might not even be available.

Convenient and Hassle Free Online Conveyancing Services

With Property Transactions recommended conveyancers you can rest assured that the conveyancing process is in professional, capable hands. When you instruct us to act on your behalf you’ll be given the direct contact details for your conveyancer so you can get in touch with them at any time of day for an update on your property transaction. You’ll also get access to our online tracking tool, which is available 24/7 for you to view your case.

Competitive and Affordable Conveyancing Quotes

Of course, one of the most common reasons that people opt for online conveyancing services is for the price.
Online conveyancing and the influx of Conveyancing Firms have made the industry very competitive, lowering the average cost of conveyancing.

Like with many things in life, with conveyancing, you get what you pay for; so although price is important, be wary of choosing cost over service. With Property Transaction there’s no need to be torn between the two; we offer competitive conveyancing services at competitive prices that in no way compromises the service you’ll receive. We are dedicated to providing an outstanding service and spend as much time training our team on customer service as we do on conveyancing.

So what are you waiting for? Get a quick conveyancing quote in less than ten seconds and see how little our online conveyancing services could cost you. If you would like more information or to talk to a member of our team, please feel free to give us a call.

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